Jenius Digital Banking

Jenius Digital Banking Indonesia Quick Overview

Say hi to Jenius! A new way to manage your finances and life easily on your smartphone. Jenius is a money and finance managing app in Indonesia that helps you manage your finances smartly and make your life less complicated. Fully designed to manage your finances in life, from paying bills quickly, ensuring expenses are planned, and helping manage savings to achieve your dreams and goals. Live your life to the fullest, Jenius helps organize everything.

Jenius is a digital banking and part of PT Bank BTPN Tbk. that is registered and supervised by OJK (Indonesia Financial Services Authority) and guaranteed by LPS (Indonesia Deposit Insurance Corporation).

Jenius application now comes with a simple interface, so that more than 3,300,000 Jenius users in Indonesia can get more personalized banking services to manage their finances and lives in their own way. Features highlights:

✔ Mobius button
One Mobius button in the middle of the bottom navigation of the screen to help you access 6 features faster:
- Move Balance
- SEND IT
- Scan QRIS
- E-WALLET CENTER
- Pay Bills
- Collect Money

✔ Wealth
Managing all your money is now easier and more practical on the Wealth page which is divided into three main menus:
- Cash
- Investment (coming soon)
- Credit, contains FLEXI CASH, a standby fund for you.

Some of the features that you can access from the Cash menu:
- SAVE IT helps you to open savings/deposits via
FLEXI SAVER : 3 flexible savings to allocate money based on your needs
DREAM SAVER : 5 savings to help you make dreams come true
MAXI SAVER : Open as many deposits as you want from your smartphone

✔ Cards
You can manage your Jenius Debit Card more easily from the Cards page, from setting balances and shopping limits, blocking/unblocking cards, creating new cards. Jenius Debit Cards (m-Card, e-Card, and x-Card) can be used throughout the Visa network.

Jenius Digital Banking Indonesia Opportunities Overview

You can easily manage money and make transactions from one application. Jenius features for your convenience:

- Wealth
✔ Dream Saver
Auto-debit savings with amount and period of deposit that you can decide.

✔ Flexi Saver
Flexible savings that you can deposit/withdraw at any time without penalty.

✔ Maxi Saver
Time deposits with your choice of deposit, tenor and extension.

✔ Foreign currency
7 choices of foreign currency balances for you. Activate and sell/buy easily.

✔ Flexi Cash
A standby fund that can be disbursed anytime and anywhere for unexpected needs.

-Transactions
✔ Send It
A feature to make it easier for you to send money to Jenius and other banks.

✔ e-Wallet Center
Features to top up and manage up to 10 e-wallet accounts from one place.

✔ Bill
Features for top-up, tithing, and paying various types of bills.

✔ QR Jenius
Features for transactions at QRIS merchants by scanning the code without touching.

✔ Split Bill
Feature to charge money to multiple people. Suitable for dividing the bill / joint money.

- Tracking
✔ Moneytory
A financial diary containing detailed reports of your income/expenditures.

✔ In & Out
View transaction history, subscription payment schedule, and money billing status.

- Settings
✔ Jenius Contacts
Manage bank contact lists containing Jenius accounts and other bank accounts.

✔ Card Center
Manage debit cards that can be tailored to your needs.

- Accessibility
✔ Keyboard Jenius
An alternative way to access Jenius features from the keyboard on the smartphone.

Triple Authentication for Your Security:
✔ Biometric Authentication
More secure fingerprint and face sensor authentication options available.

✔ Two-Level Authentication
Use PIN and password to log in/transact.

✔ Transaction Authentication
Set limits for transactions that require a password.